A cracked windshield can happen in seconds — a pebble hits just right on the highway or you wake up to find damage after a storm. Many drivers are surprised to learn that not all auto insurance policies cover cracked or broken windshields. The good news? If you have comprehensive coverage, you're probably protected.

👉 In Pittsburgh, where weather and road conditions can be unpredictable, having the right protection matters. Learn more about coverage options that can help with windshield claims and other non-collision damage.

Comprehensive coverage is optional but highly recommended if you want peace of mind for incidents like falling tree branches, flying gravel, or vandalism. It's different from liability insurance, which only covers damage to others — not your own vehicle.

Also, some insurers will waive the deductible if your windshield can be repaired instead of replaced. It's always smart to check your policy details or talk to your provider to see how glass damage is handled.

If you're shopping around or want to make sure you're not overpaying, this local insurance resource can help you explore your options and potentially find better protection for your car — windshield and all.